USD Accounts
and Stablecoin Wallets
for Individuals
and Businesses
Receive, hold, convert, and send money across supported fiat and stablecoin rails — all through one global treasury platform.
REDFi Dashboard
USDB Holdings
Eligible for up to 3.00% Annual Reward
$350,000.00
Rewards estimate (this year)
+$0.00
Streak
127
Month 0 of 12
Fiat Accounts
USD
EUR
GBP
MXN
BRL
COPUSDB
Stablecoin
$12,300.45
Powering money for teams in
Get Started
Open Your Treasury Account
Pick the path that fits how you operate. Both accounts unlock the full REDFi infrastructure — stablecoin rails, global payouts, and reward-bearing treasury.
Individual Treasury
Eligible for individuals 18+ with legal capacity and a valid government ID. Available to residents in the US (excl. NY & AK) and non-OFAC sanctioned international regions. KYC identity verification required.
Open Individual AccountBusiness Treasury
Available to authorized representatives or executives of registered business entities. Requires full KYB/KYC verification, including entity documentation and officer identification. Subject to geographic and OFAC restrictions.
Open Business AccountThe Money Layer
Stablecoin Rails
REDFi is the bridge between the traditional financial system and the digital asset economy, enabling instant global value transfer.
The Entry
Fiat On-Ramp
Deposit USD, EUR, MXN, COP, or BRL from any bank account and convert instantly to stable value.
The Network
Internal Transfers
Move value between wallets in real time with low internal fees, globally.
The Exit
Fiat Off-Ramp
Cash out stablecoins directly to local bank accounts in 86+ countries.
Common Use Cases
Built for the Real World.
Whether you're a freelancer collecting international payments, a founder running payroll across three countries, or a business settling invoices with overseas suppliers — REDFi replaces the patchwork of banks, exchanges, and transfer services with one platform.
Dollar & Fiat Access
Accept USD, EUR, MXN, COP, BRL and more digitally without a foreign bank account.
Remittances
Send money home in seconds with low fees across 86+ countries.
Global Payroll
Pay contractors and employees in their local currency instantly.
B2B Settlement
Cheaper than traditional banks for cross-border business payments.
Enterprise Scale
Infrastructure for Scale
When your operation outgrows single-user tools, REDFi scales with you. Multi-user access with granular permissions, approval workflows for high-value transfers, and API-level settlement infrastructure — built for teams that move serious volume across borders.
Global Payouts
Instantly pay freelancers and creators across LatAm, Africa, and SE Asia.
Marketplace Settlement
Settle vendors and sellers in real time with cross-border payments.
Corporate Treasury
Consolidate liquidity across subsidiaries and manage FX exposure in real time.
REDFi Rewards Program
Calculate Your REDFi Rewards
See the rewards generated by your USDB treasury balance. Backed by institutional-grade assets. No lock-ups. Instant liquidity.
Click to reveal your rewards ✨
* REDFi Rewards are promotional marketing fees based on platform activity and asset holding. Values shown are estimates.
Trusted Globally
Technology, Financial & Strategic Partners
REDFi is built on, powered by, and backed by a world-class network of institutions, infrastructure providers, and ecosystem allies.
Stripe
Bridge
BlackRock
AWS
Persona
Vercel
Pro Panama Gov
ETH Canal
Dojo Coding
Blockchain Jungle
The facts
What REDFi actually does
| Capability | Supported | Availability |
|---|---|---|
| Receiving USD | Domestic wire (Fedwire) | First-party and third-party payments. |
| Local payouts | SEPA (EUR), PIX (BRL), SPEI (MXN), Bre-B (COP), GBP Faster Payments (GBP) | Destination and timing vary. |
| Stablecoins | USDB, USDC, USDT | Networks and actions vary by customer. |
| Balance held as | USDB | Supported deposits convert automatically. |
| Internal transfers | REDFi to REDFi | Compliance checks and limits apply. |
| Rewards | Eligible USDB balances | Variable, not guaranteed. Terms apply. |
| Accounts | Individual and business | Eligible customers in 86+ countries. |
Applicable fees and limits are shown in your REDFi dashboard, and every fee is shown before you confirm a transaction. REDFi Rewards are variable promotional rewards, not interest or guaranteed investment returns. Eligibility, exclusions and distribution timing are governed by the REDFi Rewards terms.
What happens when money arrives
All supported incoming fiat and stablecoins are automatically converted to USDB. This applies to every verified and active account with a supported custodial wallet in a supported jurisdiction.
Your dashboard shows the balance as USDB. It is not held as a fiat balance.
What you can do from that balance
- Convert USDB back to USD
- Send USD to a supported bank account
- Convert and pay out to supported fiat currencies, including COP, MXN, BRL, EUR and GBP
- Withdraw supported stablecoins to an external wallet
- Transfer USDB to another REDFi user
- Access supported payout functionality 24/7
Subject to jurisdiction, account status, custodial-wallet support, transaction screening, and dashboard availability.
Who is eligible
Open to eligible individuals and businesses. Subject to KYC/KYB, country availability, compliance review, and partner approval.
The 86 listed countries support pay-ins and payouts, including supported fiat and stablecoins.
See the 86 supported countriesMore detail: USD account and stablecoin wallet · How the treasury works · Security & compliance
Questions people actually ask
What is REDFi?
REDFi is a financial technology platform that gives eligible individuals and businesses a USD account, stablecoin wallets, and global payouts in one place. REDFi is not a bank.
Does REDFi provide USD account details?
Yes. Eligible accounts get their own routing and account numbers through REDFi's regulated partners.
Is REDFi available to non-US residents?
Yes, to eligible customers in supported countries. Eligibility is subject to KYC/KYB, jurisdiction, compliance review and partner approval.
Does REDFi support individual and business accounts?
Both. Business accounts also include multi-user access with role-based controls.
Which stablecoins and networks are supported?
USDB, USDC and USDT. USDT is supported on Tron and Ethereum; USDC on Ethereum, Base and Solana. Your dashboard shows every network currently available to you.
What happens when I receive USD?
All supported incoming fiat and stablecoins are automatically converted to USDB, for every verified and active account with a supported custodial wallet in a supported jurisdiction. Your dashboard shows the balance as USDB, not as a fiat balance.
Can I withdraw stablecoins to an external wallet?
Yes, for supported stablecoins on supported networks, subject to jurisdiction, account status, screening and limits.
Can I send money to COP, MXN or BRL bank accounts?
Yes — through Bre-B in Colombia, SPEI in Mexico and PIX in Brazil, alongside SEPA for EUR and Faster Payments for GBP.
What is REDFi Treasury?
It is the workflow that connects all of the above: receive, hold, convert, pay, and see it in one dashboard, so you decide when money moves rather than moving it the day it arrives.
How do REDFi Rewards work?
Eligible USDB balances accrue rewards daily, distributed monthly by the fifth business day of the following month, at 2.0% up to $100,000, 2.5% from $100,000 to $500,000, and 3.0% above $500,000 annualized. Rewards are variable promotional rewards, not interest.
Is REDFi a bank?
No. REDFi is a financial technology platform, not a bank. All payments and financial rails are supported and safeguarded through compliant, qualified service providers.
Are balances insured?
No. Balances are held as USDB, a dollar-denominated stablecoin, not as a bank deposit. Digital assets carry risk.
What fees and limits apply?
Every fee is shown before you confirm a transaction, and applicable fees and limits are shown in your REDFi dashboard.
How do I get help?
Email support@redfi.io, or use in-dashboard support once you are signed in.
Open your treasury
account in minutes.
Complete verification to unlock USD accounts, reward-bearing reserves, and global payment rails — all from one platform.